About Loan-Score

Calyx Software acquires Loan-Score December of 2010. Read more

Founded in 2000 and headquartered in Irvine, California, Loan-Score offers a true, enterprise-class Automated Underwriting System (AUS) and product eligibility & pricing engine available on a software-as-a-service (SaaS) basis for all lending channels and product types. Loan-Score maintains a comprehensive, up-to-date library of investor guidelines and rates to provide accuracy of information and precision-based underwriting in today’s volatile, ever-changing lending landscape, thus ensuring loans are accepted.

The company’s solutions are engineered to deliver swift, cost-effective implementations that integrate with existing LOSs and avoid inflexible programming efforts and high maintenance costs. Through Loan-Score’s on-demand SaaS model clients have the option to utilize its extensive library of investor guidelines, or the ability to manage unique program guidelines and pricing themselves.

Loan-Score’s solutions are in production with small, medium and large lending institutions.

Mission Statement

To continually innovate and deliver leading-edge eligibility, pricing and automated underwriting solutions on a cost-effective SaaS basis that ensures accuracy, mitigates risk, increases efficiencies, and reduces costs.


Loan-Score is dedicated to providing significant value to our customers. Delivering quality solutions, services and support is an absolute priority. We are committed to doing the job right the first time. We resolve issues expeditiously and completely. We believe that it takes a long time to earn a customer's trust, and only a moment to lose it. Therefore, customer care is our paramount motivator. We believe that the extreme level of detail given to our solutions and our customers will bring increased prosperity for all members of the value chain.

Our long-term view of clients and markets allows us to manage our operations conservatively. Managed growth combined with healthy capital reserves enables us to continually innovate and avoid compromising our high service levels. All of our clients are 100% referencable; and when asked, they will echo our values.